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Finance Disclosures

Heartland

Our Heartland Rates

Our Heartland interest rates range from 8.95% p.a. to 12.45% p.a and are fixed for the full period of the loan (unless as amended pursuant to the loan agreement). The rate charged will depend on your personal circumstances, taking into account but not limited to your income, financial commitments, credit history, customer risk profile , deposit and the vehicle your are purchasing. 

 

Heartland Fees

https://www.heartland.co.nz/docs/heartland/Consumer_Loan_Fee_Schedule.pdf?639052967692095600

Heartland Privacy Statement

https://www.marac.co.nz/privacy-statement

Consumer Loan Agreement

https://www.heartland.co.nz/docs/heartland/Heartland_Consumer_Loan_and_Security_Agreement.pdf?639052969499103353

Guaranteed future value Agreement 

https://www.heartland.co.nz/docs/heartland/GFV%20Agreement_Heartland%20Bank.pdf?639052969499103353

 Unforeseen Hardship Information, Complaints, Support And Contact information for things like change of address or circumstances. 

https://www.heartland.co.nz/support

 

Download a personal application here and email it through to sales@shorlandautoco.co.nz

 

 

UDC

FINANCE TERMS, CONDITIONS AND USEFUL INFORMATION

Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC's loan eligibility criteria, fees, terms and conditions apply.

For more information on UDC's Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here.