Finance Disclosures

Heartland
Our Heartland Rates
Our Heartland interest rates range from 8.95% p.a. to 12.45% p.a and are fixed for the full period of the loan (unless as amended pursuant to the loan agreement). The rate charged will depend on your personal circumstances, taking into account but not limited to your income, financial commitments, credit history, customer risk profile , deposit and the vehicle your are purchasing.
Heartland Fees
https://www.heartland.co.nz/docs/heartland/Consumer_Loan_Fee_Schedule.pdf?639052967692095600
Heartland Privacy Statement
https://www.marac.co.nz/privacy-statement
Consumer Loan Agreement
Guaranteed future value Agreement
https://www.heartland.co.nz/docs/heartland/GFV%20Agreement_Heartland%20Bank.pdf?639052969499103353
Unforeseen Hardship Information, Complaints, Support And Contact information for things like change of address or circumstances.
https://www.heartland.co.nz/support
Download a personal application here and email it through to sales@shorlandautoco.co.nz

UDC
FINANCE TERMS, CONDITIONS AND USEFUL INFORMATION
Finance is provided by UDC Finance Limited. Approvals are subject to responsible lending inquiries. UDC's loan eligibility criteria, fees, terms and conditions apply.
For more information on UDC's Consumer Credit Contracts, Rates & Fees and Terms & Conditions please click here.





